There’s nothing more infuriating than having to pay money to take money out of your own bank, but that could all soon change with Free ATMs NYC. These non-bank ATMs won’t be required to pay a fee, but they will have to watch a 15-20 second commercial which can’t be any worse than viewing the transaction processing graphics.

According to the latest figures, Americans spend about $2.10 on average for non-bank ATM fees, totaling about $4 billion a year. Which is a lot of money.

As noted by CNN, there is a major “caveat” though, since “Free ATMs NYC can’t stop the bank you belong to from charging you an out-of-network fee, which average about $1.25 a pop.” So, back to square one?