Media artist Paolo Cirio is too hot for his bandwidth, since his P2P Gift Credit Card and Lovely Faces “dating site” are taking turns crashing. Too bad. He might be onto something with these bank-free credit cards.

It’s not just a functional digital $100 credit card you can buy your friend (real plastic available upon request.) If we all get some, we’ll create a lending system outside the current, corrupt institutions of credit.

While that’s Utopian and pleasant, here’s the opposite. Cirio had 1 million Facebook profiles plundered, sorted by “smug,” “funny,” etc., matched and mated on Lovely Faces by… face. Shudder.